Terms and Conditions Agreements

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	Account Terms, Conditions and Disclosures Introduction Accounts and Services Funds Availability Overdraft Protection Electronic Funds Transfer Wire Transfer Web Banking Service Account Fee Schedule Providing Security and Protecting Your Privacy External Transfers and Aggregation Agreement Addendum Product Terms, Conditions, Truth-In-Savings and Disclosures Checking Account Truth-In-Savings including: FreeNet^® Checking Account Basic Checking Account Yield Pledge^SM Money Market Truth-In-Savings Certificate of Deposit Truth-In-Savings including: Yield Pledge Certificate of Deposit Insured Advantage^SM Certificate of Deposit MarketSafe^® Certificate of Deposit Terms and Conditions MarketSafe Truth-In-Savings MarketSafe Cash Account MarketSafe Product Term Sheets EverCard^® Visa^® Platinum Terms & Conditions Rewards Program Terms and Conditions Non-FDIC insured Metals Select Terms and Conditions WorldCurrency^® Accounts Truth-In-Savings including: WorldCurrency Access Deposit Account - Money Market WorldCurrency Certificate of Deposit DollarBull^® Certificate of Deposit WorldCurrency Index Certificate of Deposit WorldCurrency Access Deposit Account - Transaction


	Account Terms, Conditions and Disclosures Introduction Accounts and Services Funds Availability Overdraft Protection Wire Transfer Automated Clearing House (ACH) Web Banking Service Business Account Fee Schedule Providing Security and Protecting Your Privacy Product Terms, Conditions, Truth-In-Savings and Disclosures Automated Sweeps Agreement Business Checking Account Truth-In-Savings including: Attorney Trust Checking Account Business Analysis Checking Account Business Checking Account Business Interest Checking Account Non-Profit Checking Account Business Money Market Turth-In-Savings Business Certificate of Deposit Truth-In-Savings including: Business Certificate of Deposit Business Insured Advantage Certificate of Deposit MarketSafe Certificate of Deposit Terms and Conditions MarketSafe Truth-In-Savings MarketSafe Cash Account MarketSafe Product Term Sheets EverCard Visa Platinum Important Disclosures Rewards Program Terms and Conditions Non-FDIC insured Metals Select Terms and Conditions WorldCurrency Accounts Truth-In-Savings including: WorldCurrency Access Deposit Account - Money Market WorldCurrency Certificate of Deposit DollarBull Certificate of Deposit WorldCurrency Index Certificate of Deposit WorldCurrency Access Deposit Account - Transaction

EverBank, EverTrade, the EverBank Infinity Sphere, and the EverBank logo, along with FreeNet, Yield Pledge, Insured Advantage, MarketSafe, EverCard, WorldCurrency and DollarBull are proprietary service marks of EverBank. All rights reserved.

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Option 6: Mortgages & Home Equity
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ADDITIONAL INFORMATION

Retired Products Truth-In-Savings Disclosure Addendum

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