A high rate is just one of its highlights

Yield Pledge CD

Choose a term for your FDIC insured¹ EverBank^® Yield Pledge^SM CD and we'll pledge that your yield ranks among the top 5% of competitive accounts of leading banks². Not only does this unique Yield Pledge apply at the time you purchase the CD, but also when it rolls over.

Our Yield Pledge is innovation at its best. You'll like its encore with CDs.

Yield Pledge^SM CDs can offer you the following benefits:

• Our Yield Pledge: where we pledge that the yield on your certificate of deposit account will be within the top 5% of competitive accounts available from leading banks.²
• Choice of terms that can fit your timeframe and financial goals.
• Convenience with features such as a reminder sent to you twenty days prior to maturity and automated rollovers.

1-Year CD with high yield. Not bad.

With a low minimum balance of $1,500
Earn 4.05% APY³

How can I be sure that a Yield Pledge CD is right for me and what risks I should be aware of?

If you want to increase your savings with a high yield, FDIC insured account and have funds that you will not need for a period of time then a Yield Pledge CD may be right for you. However, if obtaining FDIC insurance for deposits in excess of $250,000 is your priority, you might consider our Insured Advantage CD. FDIC insured for deposits up to $50 million⁴, this CD offers a safe alternative—at a high yield—for high net worth individuals, businesses and more.

One factor you might consider when choosing a savings strategy is liquidity—your funds will be committed until maturity (penalties apply for early withdraws). If liquidity is a necessity and the available terms will not work within your anticipated timeframe, then we encourage you explore how our high yield FreeNet^® Checking Account and Yield Pledge Money Market Account could fit your needs.

I'm interested in opening an Yield Pledge CD, what's my next step?