Why switch to EverBank?

Imagine earning a yield within the top 5% of competitive accounts of leading banks when you open a FreeNet^® Checking Account, Yield Pledge^SM Certificate of Deposit, or Yield Pledge Money Market account with us. That’s our Yield Pledge¹ to you.

While we feel that we offer some of the best banking products in the industry, it's great that experts recognize it too. In November 2006, Kiplinger's proclaimed our FreeNet^® Checking Account the "best checking account" available—where you can "earn ten times the yield of average interest-bearing checking accounts". Since 2000, Forbes.com has awarded our EverBank Online Financial Center the "Best of the Web" 5 consecutive times—an honor achieved by few other banks. For two years in a row (2004 and 2005), Online Banking Report declared our MarketSafe^® Certificate of Deposit to be one of the top 10 most significant innovations and developments.

Making EverBank your bank means you'll benefit from our Web Safety Guarantee²—covering 100% of any losses due to highly unlikely break-ins, or funds that are misplaced, lost, or taken out of your account without your authorization. And, you'll have nothing to lose and $50 to gain just for using our award-winning FreeNet^® Checking Account for three months—that's our 100% Satisfaction Guarantee.³

How much time do you spend managing your finances? With the award-winning EverBank^® Online Financial Center, you can access and manage EverBank and non-EverBank accounts in one place—for free when you open a checking or money market account. This innovative Online Banking site allows you to track your spending, access your investment and credit card accounts, monitor your rewards program balances, and transfer funds between all of your accounts. Plus, when you maintain a minimum average daily balance of $1,500 monthly in your checking account, you can pay your bills online for free ($4.95 monthly charge otherwise). Business checking account holders can make up to 10 free payments per month with Online Bill Pay ($0.50 per additional payment).

Should foreign currencies be a part of your asset allocation? Does your business require an effective way to transact in a foreign currency? With over two decades of experience in the global markets, our world market specialists make foreign currencies accessible with familiar and affordable money market accounts and certificates of deposits.

Owning gold or silver adds an intrinsic value to your portfolio that could help balance your overall portfolio risk. With a non-FDIC insured Metals Select Account⁴, you'll find purchasing bars and coins of these precious metals more affordable than similar offerings through brokerage houses, dealers, and other investment options

Investment indexes can present great opportunities for growing your net worth as well as expose you to a significant amount of risk—until now. With a MarketSafe^® Certificate of Deposit, you may benefit from market-driven returns on strong performing investment indexes, while your deposited principal remains 100% protected.⁵

Wouldn't you rather focus on your company's growth than spend unnecessary time managing your day-to-day transactions? EverBank's business banking solutions include a variety of checking, money market, certificates of deposit, and cash management solutions tailored to meet the unique needs of your business.

Would you appreciate help with making sure that one of the largest financial transactions you ever make is right for you? Our Mortgage Specialists can help you evaluate the mortgage and home equity solutions currently available and give you a solid understanding of your options.

Would a flexible rewards program with unrestricted travel options make your life easier? With a competitive rate and no annual fee, you can confidently use the EverCard^® Visa^® Platinum credit card for everyday convenience and major purchases⁶. And, for a nominal fee, you can also benefit from one of the nation's most flexible travel programs.⁷