Start earning the high interest on savings and checking deposits that you deserve

Yield Pledge Money Market Account vs. the national average of money market accounts since 2003:
(Balances up to $50K)

Great value for your savings up front. Great value for your savings ongoing.

Open a Yield Pledge Money Market Account and enjoy a 3-month bonus rate of 3.93%.² That's a First-year APY of 3.41% for balances up to $50,000.² Then watch the power of our Yield Pledge kick in—delivering ongoing high yields consistently surpassing the national average.

FreeNet^®Checking Account vs. the national average of interest checking accounts since 2003:
(Balances $50K - $100K)

High interest for your checking up front. High interest for your checking ongoing.

Open our high interest checking account and enjoy a 3-month bonus rate of 3.93%.³ That's a First-year APY of 3.18% for balances between $50,000 - $100,000.² Then watch the power of our Yield Pledge kick in—delivering ongoing high yields consistently surpassing the national average.

1-year Yield Pledge CD vs. the national average of 1-year CDs since 2003:

Save more with a top yield on your CD—always.

Open a Yield Pledge Certificate of Deposit and start earning one of the highest CD yields available today. Our Yield Pledge takes effect at the time you open a CD and when you choose to renew it.

1. EverBank pledges to keep the yield on your account in the top 5% of competitive accounts as tracked in the Bankrate.com National Index^TM of leading banks and thrifts. For the Yield Pledge CD this pledge applies at the time of purchase, or when rolling your expiring CD into a new CD with EverBank.
2. Rates and Annual Percentage Yields (APYs) are current as of 11/18/2008 12:00:00 AM. Minimum opening deposit of $1,500 is required. In any month that your average monthly balance falls below $1,500, a $4.95 monthly fee applies. Fees may reduce earnings. This is a variable rate account and any of the rates may change at any time without notice. This bonus rate and New Account First-Year APYs are available to first-time EverBank account holders only and is limited to one account per household. The bonus rate of 3.93% will apply to the first $50,000 on deposit for the first three months after account opening (the "Bonus Period") and may change at any time prior to account opening. New Account First-Year APY for Balances up to and including $50,000: This corresponds to an Annual Percentage Yield (APY) for the 12 month period after the account is opened ("New Account First-Year APY" or "First-Year APY"), based on the current ongoing rates shown here, the current bonus rate and the average collected daily balance on your account, of 3.41%. New Account First-Year APY for Balances greater than $50,000: During the Bonus Period, balances of $50,001 and greater will earn an interest rate of 3.93% for the first $50,000 and an interest rate of 3.16% for all amounts above $50,000, and all funds in the account will earn the applicable ongoing interest rate, currently 3.16%, after the Bonus Period ends. Assuming the highest balance in the account is $1 million, the range of First-Year APYs available for this highest tier, based on the bonus rate, the ongoing rate, and the average collected daily balance on your account for the 12 month period after the account is opened is 3.41%-3.22% APY. Without the Bonus Rate: Without this bonus offer, the current APY for this account as of 11/18/2008 12:00:00 AM is 3.21% regardless of deposit amount.
3. Rates and Annual Percentage Yields (APYs) shown are current as of 11/18/2008 12:00:00 AM. Minimum opening deposit of $1,500 is required. This is a tiered, variable rate account and any of the tiers or rates may change at any time without notice. This bonus rate and New Account First-Year APYs are available to first-time EverBank account holders only and are limited to one account per household. The bonus rate will apply to the first $99,999.99 on deposit for the first three months after account opening (the "Bonus Period"), and may change at any time prior to account opening. The APY for the 12 month period after the account is opened is the "New Account First-Year APY" or "First-Year APY". New Account First-Year APY for Balances of $100,000 or more: During the Bonus Period, balances of more than $100,000 will earn an interest rate of 3.93% for the first $99,999.99 and an interest rate of 3.16% for all amounts above $99,999.99, with all funds in the account earning the applicable ongoing interest rate, currently 3.16%, after the Bonus Period ends. Assuming the highest balance in the account is $1 million, the range of APYs available for this highest tier, based on the bonus rate, the ongoing rate, and the average collected daily balance on your account for the 12 month period after the account is opened is 3.41%-3.23% APY. Without Bonus Rate: Without this bonus offer, the current tiers and APYs as of 11/18/2008 12:00:00 AM are: $100,000 and higher, 3.21%; $50K-$99,999.99, 2.91%; $25K-$49,999.99, 2.21%; $10K-$24,999.99, 2.11%; and under $10K, 2.01%.
4. The quoted annual percentage yield (APY) is current as of 11/18/2008 12:00:00 AM and applies only to the corresponding term also quoted with the APY, and assumes that interest remains on deposit until maturity. Penalties for early withdrawal apply. A minimum deposit of $1,500 is required to open the account.